Tax & Retirement Planning Education Course Overview Why People Often Fail Financially in Retirement Section 1 In this section, we identify nine common retirement mistakes and provide suggestions on how to best avoid them. We explain how to establish a clear retirement plan designed to meet goals, and provide direction on the creation of investment strategies intended to help beat inflation. The section closes with an overview of taxes and how to produce a sustainable distribution strategy, to help make money last. Retirement Income Strategies Section 2 There are a variety of ways to save for retirement. This section covers the advantages and disadvantages of several frequently used saving strategies, before diving into Social Security. Learn when one should take Social Security, how taxes affect benefits, and the effect working has on benefit collection. Finally, a review is made of retirement accounts, converting IRAs to Roth IRAs, tax-saving strategies, and employer-sponsored plans. Investments & Taxes Section 3 The investment universe offers a multitude of choices. These choices place you at the center of numerous financial decisions. In this section, you will learn about cash accounts, bonds, stocks, mutual funds, exchange-traded funds (ETFs), and other investment vehicles. We will then cover portfolio construction and monitoring the pursuit of higher returns while reducing overall risk. Risk Management Section 4 This section was designed to protect you. Learn which combination of insurance may be best for you and your family and discover methods to help you navigate the Medicare maze to find optimal coverage plans. We will close the section going over the ins and outs of long-term care, disability insurance, umbrella policies, and other forms of insurance coverage. Estate Planning Section 5 Create a plan to distribute your assets according to your desires, upon your departure. Learn strategies to help reduce estate settling costs, while utilizing techniques designed to minimize tax liability. In this section, we will also address planning challenges related to probate, guardianship, titling of assets, and estate taxes. We will also provide timely updates on recent tax law changes and their impact on estate planning. Your Personal Retirement Plan Section 6 At the close of the class, you will learn how to put the pieces together to create a tangible plan on your own. We provide you with nine steps to help you have a successful retirement and answer any additional questions you may have.
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